What do I need to start ?

What do I need to start my financial plan?

Our parents have always told us to SAVE. Set aside 20% of your salary to your savings fund, set roughly 10% of your emergency fund, and use the rest for your daily expenses. That’s a formula we’ve always heard and read about. If you’ve followed this, good for you! Congratulations on having a savings account and an emergency fund - but what do you do with it?

It’s not enough having these two piles of money just lying around in jars at home or left in a bank. More than ever, you need a financial plan to ensure an extensive and strategic journey towards financial freedom and security in the future.

Ready to take over your finances today?


What is a Financial Plan?

More than a simple worksheet with lists of incomes vs expenses, payment due dates, budget constrictions, and monetary goals for the year, a financial plan is a “comprehensive evaluation of an investor’s current and future financial states by using currently known variables to predict future cash flows, asset values, and withdrawal plans”.

Financial planners help individuals monitor their current net worth, tax liabilities, asset allocation, and more to develop inclusive and diverse financial plans. These metrics are then used together with calculated estimates of asset growth to determine what next steps are to be taken to ensure that one’s financial goals are met.


How much money do you own and how much do you owe? Being honest to yourself about your current financial situation is the first step towards creating a financial plan for your future. Knowing this helps you determine exactly what steps you need to take to achieve your goals.

True wealth means more than just making money. Financial Planning will help you in rebuilding your true wealth today to secure a debt-free future for you and your family.


“I’m too young/old to get a financial plan,” “I have a stable job so I don’t think I’ll really be needing one,” or “I’ve never really needed one so why should I get one now?”

How many times have we heard the above phrases? We might have even said those at one point in our lives. But in a financial climate where a staggering 86% of Filipino households2 don’t even have bank accounts and 9 out of 10 Filipinos worry about being poor and in need of money after retirement3, it seems that a lot of Filipinos could benefit from planning.

A successful financial plan is comprehensive, diverse, and moves as your situation changes. It’s not something you start and then shelf until the next time you feel you’re running out of money. No matter what age you are - the time to start planning your financial future is today.


Whatever your goals are, we can help you reach them. Our certified financial advisors will help create, with and for you, a road map so you can experience what financial independence truly feels like.

Everyone can definitely do basic financial planning on their own. However, an experienced professional will be able to help you identify your goals (even those you may not have considered), understand your purpose, and steer you away from any financial hazards that can derail you from a secure future.

Send an email or call our financial advisor today!